UangMe Pinjam Dana Berizin OJK

Online Borrowing and Lending Products 📱

UangMe offers a financial solution to meet your urgent needs or business capital requirements. Acting as an intermediary, UangMe connects borrowers with lenders, facilitating quick and easy loan disbursements directly to your bank account. On the lending front, UangMe provides a platform for lenders to grow their assets and earn returns, with opportunities starting from 1 million IDR.

💵 Loan Product:

• Tenure: 3–6 Months
• Plafond: Rp 400,000 – Rp 30,000,000
• Fee/Charges:
  • Max APR: 109.5% pa
  • Daily Interest: 0.03%/day
  • Daily Service Fee: 0.266%/day
  • Tax (PPn): 11% from Service Fee
• Simulation:
  If you borrow Rp3,000,000 for 90 days:
  • Total Interest: Rp89,910
  • Total Service Charge: Rp719,820
  • Tax: Rp79,180
  • Total Loan Repayment: Rp3,888,910
  • Total Monthly Installment: Rp1,296,303

💰 Lending Product:

• Period: 61-180 days
• Amount: Rp. 1 Million - Rp. 2 Billion
• Interest Rate (APR): Up to 16.5% p.a.
• Tax (PPh 23): 15% with tax ID or 30% without tax ID
• Simulation:
  If A lends a fund for 5,000,000 with a 4-month tenure and an interest rate of 15% per annum (Tax deduction of 15%), A will receive an interest of Rp213.082 (after tax deduction), resulting in a total return and economic impact of Rp5,213.082 if the borrower pays on time.

💳 Repayment Process:
Borrowers can repay their loans through ATM transfer, Mobile Banking, Internet Banking, Alfamart, and Alfamidi using the Virtual Account provided in the App. Major banking partners include BCA, Mandiri, BNI, BRI, CIMB, Danamon, and Permata. Once loan repayment is confirmed, borrowers will receive a notification through the UangMe app.

➕ Benefits:

• Legal, authorized, and licensed by OJK
• Accessible online via Smartphone, available 24/7
• No Loan Guarantee required
• Swift processing with direct disbursement to your bank account
• Flexible tenure and installment options
• High plafond with low-interest rates and service charges
• Data and privacy protection assured through ISO 27001 certification by UangMe

User Criteria:

• Indonesian Citizen
• Aged 21-55 years old (Borrower) or above 18 years old (Lender)
• KTP (ID Card)
• Active Bank Account
• Demonstrable source of income

🏢 About Us:
UangMe is a licensed fintech lending platform authorized by OJK (Indonesia Financial Services Authority) under license no. KEP-4/D.05/2021. Additionally, UangMe is an active member of AFPI and AFTECH. Integrating AI technology allows UangMe to assess borrower eligibility swiftly; registration takes merely 5 minutes while loan approval could be as quick as within a minute.

Please ensure to keep your UangMe app updated to receive the latest information about the products offered. We strongly advise against engaging with or obtaining loans from unauthorized loan apps.

☎️ Customer Service:
Email: [email protected]
Phone: 021-50820086 / 021-50975085
Websites: www.uangme.id
Social Media Accounts: Facebook - @uangmeindo; Twitter - @uangme; Instagram - @uangme_indonesia

Our Office:
AIA Central Lt.32
Jl. Jend. Sudirman No.Kav 48A, RT.5/RW.4
Karet Semanggi, Setia Budi,
Jakarta Selatan 12930

Customer Care Office (Visit):
Gedung Plaza Dubai No.7 & 8
Jl.Tole Iskandar RT04/RW04
Depok,
Jawa Barat 16412